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We Have Commercial Property Insurance Articles To Help You Invest Smarter

We Have Commercial Property Insurance Articles That Help You

Commercial Property Insurance Articles Related To All Manners of Insurance

Did you know that we have a wide range of commercial property insurance articles?   You should also know that Benchmark is a company that handles all types of insurance, no matter what the market may be. 

We Have A Variety of Commercial Property Insurance Articles

Did you also know that Benchmark produces at least three blog posts a week?  This is because we want YOU to be comfortable with insurance!  Insurance shouldn't be scary and you should not be afraid to shop the best insurance rates for you. 

In addition, while other insurance companies will simply give you general liability and call it a day, we want to know what you are doing, what risks may exist, and so forth, so that we can offer the best coverage possible. 

Commercial Property Insurance Articles For Any Niche

We also have information that is catered to many different niches.  For example, if you are a real estate investor, you may want to know about the previous claims history of your home.  Or, if you work in construction, have you considered getting workers' compensation?

We have the information you need to protect your assets and get the RIGHT insurance for your needs!

We make shopping for insurance easy, so contact us today! 

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Commercial Personal Property Insurance, Here’s Why You Need It!

Do You Have Commercial Personal Property Insurance?

Protect Your Business Assets With Commercial Personal Property Insurance!

If you don’t have commercial personal property insurance, then you may be putting yourself and your business at risk.  Whether you own an automotive business, are in the food and beverage industry, or whether you simply buy commercial property for a real estate investment – this type of insurance is imperative for you to get!

What Is Commercial Personal Property Insurance?

This type of insurance specifically refers to the non real estate property that your company may own.  For example, this would include any of the following:

  • Office Supplies, such as staplers, staples, pens, notepads, etc.
  • Furniture, such as the desk, chair, tables, and so forth.
  • Office Furnishings, such lamps, rugs, decorative plants, etc.
  • Computers and Electronics.  From a basic laptop to studio recording equipment.
  • and so on! 

Even if you are in a niche industry, and the equipment is specialized, such as heavy machinery for a construction company or auto tools for a dealership, commercial personal property is essentially all non real estate related assets.

Why You NEED Commercial Personal Property Insurance

Quite frankly, it is possible that some of these items may not be covered with general liability insurance.  Having additional commercial personal property insurance will insure that you are further covered in the event that something something should happen, and you must make a claim.

Get covered today!  Get the right insurance for your needs! 

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Commercial Liability Property Damage Insurance, Get Protected!

Do You Have Commercial Liability Property Damage Insurance?

You NEED To Have Commercial Liability Property Damage Insurance To Protect Your Investment

Do you have Commercial Liability Property Damage Insurance ?  If not, you need to get it, especially if you are a real estate investor, or own your own business, such as being in the food and beverage industry. 

This type of insurance WILL protect your business from the inside out; essentially allowing you additional coverage for your assets.

What Is Commercial Liability Property Damage Insurance?

In short, this type of insurance will directly protect you in the event that damage occurs to the property. Whether that means a construction default occurs, or whether that means there is simply some type of unforeseen event that happens unexpectedly.

No matter what happens, this type of insurance will offer additional protections and coverage for your investment.  

You NEED Commercial Liability Property Damage Insurance To Protect Your Investment!

Knowing the claims history of your commercial property is essential, as with being aware of all of the building components a property has, as both of these can affect your rates.  However, we simply cannot predict the unpredictable and life does happen.  That means your building can become damaged in the event of many different occurrences.

That is why it is imperative to protect your investment!  Get the right insurance today! 

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Is Title Insurance Tax Deductible On Rental Property?

Is Title Insurance Tax Deductible On Rental Property?

Here's What You Need To Know About Insurance Deductibles

If you are a real estate investor, then you have most likely found yourself asking, "Is Title Insurance Tax Deductible On Rental Property?"  To answer that, one must consider the many nuances that effect insurance in the first place.

Back to the question:

Is Title Insurance Tax Deductible On Rental Property

The short answer is no.  However, before delving into that, one must be aware of the many nuances that can affect insurance rates when it comes to rental property.  For example, did you know that the type of building materials your rental property has can greatly impact what insurance rates you might see.

Another example is where the property itself is located.  Did you know that different locations can also come with different insurance rates?  This is largely because the rate of risk is perceived to be higher.  Thus, it is important that your insurance agent asks the right questions before any kind of paperwork is signed. 

Why Isn't Title Insurance Tax Deductible On Rental Property

Quite simply, this is because only interest and real estate taxes are deductible for a rental property.  Aspects like transfer taxes, title insurance, legal fees, recording fees, surveys, and so forth all become a part of additions to the basis in the property.  Essentially adjustments.

This is information that your insurance agent should not only know, but should also be willing to talk out with you.

Get the right insurance for your investment! 

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How Much Does General Contractor Insurance Cost?

How Much Does General Contractor Insurance Cost?

If You Are a General Contractor Or Are Working With Contractors, You Need To Know!

Do know how much does general contractor insurance cost? If you are a general contractor yourself, or you a real estate investor looking to hire contractors, then this important information you should know.

How Much Does General Contractor Insurance Cost?

The amount that you will pay for insurance will vary significantly, depending on several different factors.  For example, if you are a general contractor - are your subcontractors insured or uninsured?  This matters because with uninsured subcontractors you will end up paying a lot in more in insurance than if they are insured.

In addition, if you are a real estate investor, and you are having work done on the property, then this automatically makes you a general contractor.  This would be another way in which your cost of insurance can differ.

Variables On How Much Does General Contractor Insurance Cost?

As showcased above, the type of insurance rates you will see will differ depending on the type of construction job that is being completed.  Insurance can cost $80 per week, or it can cost $100 per week.  This is why these variables greatly matter.

Looking to get insurance?  Don't worry, we make it easy to shop the most affordable insurance rates.