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We Have Commercial Property Insurance Articles To Help You Invest Smarter

We Have Commercial Property Insurance Articles That Help You

Commercial Property Insurance Articles Related To All Manners of Insurance

Did you know that we have a wide range of commercial property insurance articles?   You should also know that Benchmark is a company that handles all types of insurance, no matter what the market may be. 

We Have A Variety of Commercial Property Insurance Articles

Did you also know that Benchmark produces at least three blog posts a week?  This is because we want YOU to be comfortable with insurance!  Insurance shouldn't be scary and you should not be afraid to shop the best insurance rates for you. 

In addition, while other insurance companies will simply give you general liability and call it a day, we want to know what you are doing, what risks may exist, and so forth, so that we can offer the best coverage possible. 

Commercial Property Insurance Articles For Any Niche

We also have information that is catered to many different niches.  For example, if you are a real estate investor, you may want to know about the previous claims history of your home.  Or, if you work in construction, have you considered getting workers' compensation?

We have the information you need to protect your assets and get the RIGHT insurance for your needs!

We make shopping for insurance easy, so contact us today! 

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Commercial Personal Property Insurance, Here’s Why You Need It!

Do You Have Commercial Personal Property Insurance?

Protect Your Business Assets With Commercial Personal Property Insurance!

If you don’t have commercial personal property insurance, then you may be putting yourself and your business at risk.  Whether you own an automotive business, are in the food and beverage industry, or whether you simply buy commercial property for a real estate investment – this type of insurance is imperative for you to get!

What Is Commercial Personal Property Insurance?

This type of insurance specifically refers to the non real estate property that your company may own.  For example, this would include any of the following:

  • Office Supplies, such as staplers, staples, pens, notepads, etc.
  • Furniture, such as the desk, chair, tables, and so forth.
  • Office Furnishings, such lamps, rugs, decorative plants, etc.
  • Computers and Electronics.  From a basic laptop to studio recording equipment.
  • and so on! 

Even if you are in a niche industry, and the equipment is specialized, such as heavy machinery for a construction company or auto tools for a dealership, commercial personal property is essentially all non real estate related assets.

Why You NEED Commercial Personal Property Insurance

Quite frankly, it is possible that some of these items may not be covered with general liability insurance.  Having additional commercial personal property insurance will insure that you are further covered in the event that something something should happen, and you must make a claim.

Get covered today!  Get the right insurance for your needs! 

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Knowing The Claims History Will Help With Property Insurance Claims

Do You Know The Property Insurance Claims Made On Your Home?

Knowing The Property Insurance Claims Will Alert You To Future Issues

Do you know the Property Insurance Claims that have been made on your real estate investment property?  If you do not know then you could be potentially creating an environment where you can have a liability on your hand later on down the line.

What Are Property Insurance Claims?

These are the specific claims that have been showcased with your property.  Essentially, the insurance claims that have already been made revolving around a specific incident.  As a real estate investor, you need to know what investment you may be getting yourself into.

These claims, which you could get through a C.L.U.E. report will allow you to not only understand the specific claims that have been made, but also the circumstances surrounding them, such as water damage being from a flood.

Why Should You Know The Property Insurance Claims Of Your Investment?

If your real estate investment has seen some type of flooding, then is it possible that it may have mold damage which will only grow worse over time?  Furthermore, is it possible that, because of the potential for molding, your tenant may sue you if they suffer from respiratory issues as a result.

This may be likely and if it does occur, you may be faced with a lawsuit.  That is why it is essential to know the nuances of your real estate investment before you purchase the home!

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Subcontractor Insurance Is A MUST If You Are Dealing With Contractors

Do You Have Subcontractor Insurance?

If You Do Not Have Subcontractor Insurance, Then You May Be Liable!

Subcontractor insurance is essential if you are doing any kind of work on your real estate investment property.  If your contractor is injured, or if a construction default happens, you do not want to find out too late that your insurance company will not pay!

That is why it is important to know what kind of insurance you need before you begin any kind of home construction project.

What Is Subcontractor Insurance?

True to what it sounds like, subcontractor insurance is specialized insurance that will address specific worker concerns, such as a construction default. It will help when it comes to artisan contractors, such as plumbers or electricians, as well as general construction projects.

Beyond this, you also want to consider workers' compensation, which will help take care of any liabilities or claims should an injury or death occur while on your real estate investment property.

Why Do You NEED Subcontractor Insurance?

Quite simply, general liability insurance will not  cover many different claims associated with home construction, such as a workers' injury or a construction default.  As a real estate investor, you want to spend time engaging in what really matters, and by having the right kind of insurance, you can save considerable time and money!

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Contractor Insurance Liabilities Do Exist And Can Hurt Your Real Estate Investment!

Do You Know What Contractor Insurance Liabilities Might Exist?

Contractor Insurance Liabilities Can Completely Hinder Your Investment

Did you know that contractor insurance liabilities might exist right on your real estate investment property?  If you are doing construction work on your property, and you are working with contractors, here's what you need to know:

What Are Some Contractor Insurance Liabilities?

Essentially, any injury that a contractor faces can become contractor insurance liabilities.  There are a number of hazards associated with the construction of your real estate property, even if you do not think there are.  For example, your contractor may step on a nail and get an infection, they may fall off a ladder, or suffer some other type of injury.

If you are not properly covered, then you may be liable for any one of these!

How To Protect Yourself From Contractor Insurance Liabilities

The best way to protect yourself in the event of an accident or an injury, is to make sure that you have the right insurance. You should also know whether or not your contractor is insured or uninsured right out of the gate. If they are not insured then this is yet another way in which you may be liable!

There are also other ways to protect your investment.  For example, you should also consider getting workers' compensation, subcontractor insurance, and so forth.

Get protected today!