Shop The Best General Liability Insurance For Contractors

Do you know what the best general liability insurance for contractors is?  If you are a real estate investor that is hiring subcontractors, or if you yourself are a general contractor, then you are going to need, at the very least, general liability insurance.

What Is The Best General Liability Insurance For Contractors

One of the most important aspects of knowing what kind of insurance to shop for is understanding your specific needs.  For instance, did you know that general insurance alone is not enough to cover all aspects of a job site?

For example, if there are injuries that can occur then it may be a necessity to also consider getting worker’s compensation.   

Why You Need The Best General Liability Insurance For Contractors

As mentioned, at the very least you need to have at least general liability insurance for any kind of construction endeavor you are taking.  Whether you are fixing up your property or whether you are outright doing large scale renovation work, you must be protected.

The same is true for anyone that works in the construction industry, anyone who is doing work on their commercial investment, or so forth.

When it comes to coverage, the old idiom, less is more does not apply!  The more covered you are, the better protection you will have from any potential liabilities that may occur.

 

Commercial Personal Property Insurance, Here’s Why You Need It!

If you don’t have commercial personal property insurance, then you may be putting yourself and your business at risk.  Whether you own an automotive business, are in the food and beverage industry, or whether you simply buy commercial property for a real estate investment – this type of insurance is imperative for you to get!

What Is Commercial Personal Property Insurance?

This type of insurance specifically refers to the non real estate property that your company may own.  For example, this would include any of the following:

  • Office Supplies, such as staplers, staples, pens, notepads, etc.
  • Furniture, such as the desk, chair, tables, and so forth.
  • Office Furnishings, such lamps, rugs, decorative plants, etc.
  • Computers and Electronics.  From a basic laptop to studio recording equipment.
  • and so on! 

Even if you are in a niche industry, and the equipment is specialized, such as heavy machinery for a construction company or auto tools for a dealership, commercial personal property is essentially all non real estate related assets.

Why You NEED Commercial Personal Property Insurance

Quite frankly, it is possible that some of these items may not be covered with general liability insurance.  Having additional commercial personal property insurance will insure that you are further covered in the event that something something should happen, and you must make a claim.

Get covered today!  Get the right insurance for your needs! 

Commercial Liability Property Damage Insurance, Get Protected!

Do you have Commercial Liability Property Damage Insurance ?  If not, you need to get it, especially if you are a real estate investor, or own your own business, such as being in the food and beverage industry. 

This type of insurance WILL protect your business from the inside out; essentially allowing you additional coverage for your assets.

What Is Commercial Liability Property Damage Insurance?

In short, this type of insurance will directly protect you in the event that damage occurs to the property. Whether that means a construction default occurs, or whether that means there is simply some type of unforeseen event that happens unexpectedly.

No matter what happens, this type of insurance will offer additional protections and coverage for your investment.  

You NEED Commercial Liability Property Damage Insurance To Protect Your Investment!

Knowing the claims history of your commercial property is essential, as with being aware of all of the building components a property has, as both of these can affect your rates.  However, we simply cannot predict the unpredictable and life does happen.  That means your building can become damaged in the event of many different occurrences.

That is why it is imperative to protect your investment!  Get the right insurance today!