Risk Intelligence
Combining data, analytics, and industry expertise to uncover risks and opportunities before they impact your business.
Sector Specialist: Transportation
Transportation & Trucking Insurance in Texas — Risk Management for the Road Ahead.
Specialized coverage and underwriting expertise for Texas trucking, 3PL warehousing, and logistics operators. Built around how the fleet actually dispatches, not the application's class code.
Cargo
Motor truck
MCS-90
Filings in-house
Phys Dam
Spec'd by unit
24/7
Dispatch support
Our approach
We pair developer-grade analytical infrastructure with senior advisory to deliver risk programs that support operational continuity and capital efficiency.
Strategic Coverage
Transparent insurance solutions tailored to your operations, assets, and long-term objectives.
Long-Term Partnership
A relationship-focused approach built on trust, advocacy, claims support, and ongoing risk advisory services.
How we structure transportation & trucking insurance programs
Advanced Fleet Architecture
Specialty
Motor Truck Cargo
Cargo, MCS-90, and physical damage structured for fleets, motor carriers, and 3PLs.
Coverage
Commercial Property
Replacement-cost property, business income, and equipment breakdown.
Coverage
Workers’ Compensation
Statutory WC and Texas nonsubscriber, both modeled before we recommend.
Coverage
Casualty / General Liability
Premises, products, and completed-operations negotiated against your contracts.
Coverage
Umbrella & Excess
Excess limits structured above your primary casualty and auto.
Coverage
Professional Liability
Errors & omissions tuned to your professional-services exposure.
Coverage
Bonds & Surety
Bid, performance, and payment bonds with single and aggregate capacity.
Coverage
Commercial Auto
Owned, hired, and non-owned auto, with MCS-90 filings where required.
Operational Integrity
Beyond Insurance
Operational integrity. Safety, recovery, and DOT compliance in one program.
-
Safety program evaluation
On-fleet safety audits, telematics review, and cohort-based intervention on high-frequency drivers.
-
Cargo claim recovery
Subrogation and salvage pursued so each loss does not eat your loss runs.
-
DOT compliance support
CAB scores, MCS-150 filings, and FMCSA audit readiness handled inside the program.
Methodology
The Benchmark Protocol
01
Discovery
Deep-dive audit of your operation, current pipeline, and historical loss runs to identify coverage gaps.
02
Market Analysis
Leveraging carrier relationships to benchmark your program against the highest industry standards.
03
Proposal
Structured coverage architecture and disclosure-first balance sheet efficiency with institutional protections.
04
Partnership
Ongoing stewardship, risk control, and advisory that scales with your growth.
